Here is the story of the 10 year old memory I was trying to recreate:

On a hot summer day in the city, it was pouring rain. I was sitting on the top level of a double deck train car waiting to depart for my commute home. A young woman enters just before the doors close. She was in her 20's, beautiful, and by herself. She was soaking wet, her hair was wet, and she was panting. She must of run in the rain to catch the train. It was a quit car where no one is allowed to speak. She was wearing a very revealing white top. Her chest was wet and shiny. She had her head tilted back, wet blond hair slicked back, moist face, eyes closed, chest out, and she was breathing deeply. She was the only one on the train who was wet because all other commuters were regulars who brought umbrellas. She really stood out. It seemed like she didn't even care, and was just relieved that she caught the train.

Upscaling these is a huge challenge. Upscaling removes some of the wet detail and make her look dryer than the non-upscaled version.

Edit 9/25/2023:

The subject in this photo is not a depiction of a real person. It is not intended to reproduce the likeness of a specific person. The hair color, shirt, wet look, and closed eyes resemble a memory I have of a woman on a train, but the specific facial features are not reproduced. It is just a blond nobody with random characteristics.

I tried inpainting to change how wet the clothing looks because it was difficult to achieve it with random results.

1st - The original result I got from txt2img. It was not what I was looking for even though the prompt included terms. I think the checkpoint model just doesn't know what a wet tank top looks like.

2st - I selected her entire shirt with a mask and inpainted with denoise 0.5 with the prompt "wet shirt". Still not much better.

3nd - I selected her entire shirt with a mask and inpainted with denoise 0.6 with the prompt "wet shirt". Better. The shirt still does not have texture. It introduced defects on the shirt.

4nd - I selected her entire shirt with a mask and inpainted with denoise 0.6 with the prompt "wet shirt". It does not have a good shape

5th - I selected her her belly and under her breasts shirt with a mask and inpainted with denoise 0.7 with the prompt "wet shirt".

I didn't like her facial expression with her mouth open and teeth. I tried inpainting to alter her face but I could not get a good result.

Inpainting can be used to improve results, but it takes quite a bit of time with experimenting with prompts and weights.

I generate hundreds to thousands of results and usually just keep the best ones. Sometimes it will generate some random stuff which is bad. Other times I will randomly get two subjects like in these images. It was quite erotic. I thought maybe someone would enjoy it. I generated 2 more with tweaks to the prompt.

It also generated some black clothing even though I was prompting for white. The black clothing looked quite nice.

Really nice!